It's That Time: Open Enrollment for Changes to Insurance Benefits

The open enrollment period for PEBA insurance benefits is Oct. 1–31, 2025. During open enrollment, permanent full-time employees who are currently eligible for insurance benefits may change their coverage for the following year.

Employees are encouraged to visit the PEBA open enrollment page on the Office of Human Resources’ Hub or book an appointment with a member of the HR benefits team to learn about options. They can also review their current coverage, the 2026 insurance summary and their open enrollment options on the PEBA insurance website.

Please note the following highlights for 2026:

• Active employee and funded retiree health insurance premiums will not increase in 2026.
• Permanent, part-time teacher, partially funded retiree, non-funded retiree, COBRA subscriber, survivor and former spouse health insurance premiums will increase in 2026.
• Dental Plus premiums will increase in 2026.
• Caremark will be the pharmacy benefits manager effective Jan. 1, 2026. More information here.
• MoneyPlus flexible spending account administrative fees will reduce to $1.10 per account per month.
• Health Savings Account participants will no longer pay a monthly administrative fee.

The 2025 open enrollment options for active employees include:

• Health Insurance: You may change from one health plan to another, enroll yourself or any eligible dependents and drop health coverage for yourself or any dependents.
• Dental Insurance: You may change from one dental plan to another, enroll yourself or any eligible dependents in dental coverage or drop dental coverage for yourself or any dependents. (Note that if you do not make changes this year, your next opportunity to make a change will be Oct. 2027.)
• Vision Insurance: You may enroll in or drop the State Vision Plan coverage for yourself and/or your eligible dependents.
• Life Insurance: You may enroll in or increase Optional Life (up to $50,000 without medical evidence) and/or Dependent Life–Spouse coverage with medial evidence; drop or decrease Optional Life and Dependent Life–Spouse coverage; and enroll in Dependent Life–Child coverage.
• Supplemental Long-Term Disability (SLTD): You may apply for or drop SLTD coverage and/or change your benefit waiting period for existing coverage.
• MoneyPlus: You may enroll in or cancel the MoneyPlus Pretax Group Insurance Premium feature. You may also enroll in or re-enroll in the following flexible spending accounts.
• Health Savings Account (HSA): You may enroll in or drop an HSA, or you may change your contribution amount for an existing HSA.

Next Steps

If satisfied with your current coverage, no action is required. Your coverage will continue in 2026. If you’re changing your coverage, complete PEBA’s open enrollment worksheet to help plan your 2026 insurance elections.

To make changes during the open enrollment period, log onto MyBenefits and make changes online. You will need to register if you don’t already have a MyBenefits account. Learn how to register through this benefits flyer. After making your enrollment changes online, be sure to print the confirmation page for your records.

If you want to enroll or increase Optional Life or Dependent Life-Spouse coverage, complete the Notice of Election (NOE) Form and send the completed form to the Office of Human Resources.

Some coverage changes, including enrolling a dependent who is not currently covered under any benefit, require supporting documentation. You can upload documents through MyBenefits. 

Eligible subscribers can make changes between Oct. 1 and Oct. 31, 2025. Once the deadline has passed, you must wait until either the next October or until you have a special eligibility situation. Special eligibility situations occur after life events such as getting married or having children. Insurance changes must be made within 31 days of a qualifying event. Non-permanent employees (temporary or adjuncts) will receive notification if they are eligible to make changes for 2026 in October.

Any changes you make during open enrollment will take effect Jan. 1, 2026.

If you need assistance, please email [email protected], call 843.953.5512, visit The Hub or book an appointment with HR. You may also call PEBA’s customer service at 803.737.6800 or 888.260.9430.